Chartered Accountant with 15 years of experience, including 11 years in Banking & Financial Services and 4 years in active practice. Expertise spans mortgage underwriting, audit & compliance, risk management, and taxation. Sidhi has worked with leading institutions like Citifinancial, Citigroup, and Royal Bank of Scotland, handling credit operations, AML reviews, SOX compliance, and operational risk frameworks. Currently, she provides consulting, tax audits, GST audits, and advisory services in direct and indirect taxation.